Checking & savings
Bank with confidence, no fees required
Enjoy no fees or minimums for everyday checking and savings accounts.
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First Meridian Trust
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Trusted since 1986
Premium checking, high-yield savings, and award-winning service from a bank that treats every dollar like it matters.
See if you're eligible for credit card offers with our pre-approval tool.
See if you're pre-approved
Find the right card
Narrow your search based on what you're looking for — like rewards, low intro APR, or credit-building cards.
Zero fraud liability
You're never responsible for unauthorized charges.
Early direct deposit
Get paid up to 2 days earlier with qualifying direct deposit.
Cash-back rewards
Earn unlimited rewards on every purchase, no categories needed.
Free credit score
Check your score anytime—no impact, no membership required.
Simplify your business finances
Earn unlimited rewards — travel or cash — with every card. Explore banking options that help move your business forward.
Digital tools built for ease
Monitor your accounts on the go with our top-rated mobile app.
Explore and redeem your credit card rewards effortlessly.
Quickly and easily check your credit score with no impact and for free.
Make payments, transfer money and deposit checks with ease.
We're more than a bank
Checking & savings
Enjoy no fees or minimums for everyday checking and savings accounts.
Home loans
Fixed and adjustable rates for first-time buyers and refinancing.
Investing
Whether you're saving for retirement or just starting, we have a plan.
Trusted by millions
“Switching to First Meridian was the easiest financial decision I've made. The app is flawless and support actually answers.”
Maria Gonzalez
Small business owner, Austin TX
“I closed on my first home in 19 days. My loan officer texted me updates the whole way through.”
David Chen
Homeowner, Seattle WA
“The high-yield savings rate is real and it hasn't dropped. My emergency fund finally grows.”
Aisha Williams
Nurse, Atlanta GA
Getting started
Open an account online with just your ID and a few details.
Transfer from another bank, deposit a check, or set up direct deposit.
Get your card, set up alerts, and put your money to work right away.
Ready to get started?
Join over 4 million members who chose a bank built on principle. It takes less than five minutes to open an account.