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First Meridian Trust
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Credit Cards
Earn cash back, travel rewards, or build your credit — all with no hidden fees and benefits that actually matter.
Every Meridian card comes with bank-grade security, instant alerts, and no surprises.
A side-by-side look at our most popular cards to help you decide.
| Feature | Cash+ | Reserve Best | Secured |
|---|---|---|---|
| Annual fee | $0 | $95 | $0 |
| Welcome bonus | $200 | 60,000 pts | — |
| Rewards rate | 2% flat | Up to 3x | 1% |
| Intro APR | 0% / 15 mo | — | — |
| Foreign transaction fee | |||
| Lounge access |
No matter which card you choose, you're covered with these built-in protections.
You're never on the hook for unauthorized charges.
Track your FICO® score anytime in the app, at no cost.
Exclusive deals and statement credits from top brands.
Start spending the moment you're approved.
Based on typical spending across groceries, gas, dining, and travel. Redeem for cash, statement credits, or transfer to travel partners.
Start earningChecking your rate won't affect your credit score. See which cards you're pre-qualified for today.