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First Meridian Trust
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Personal
Checking and savings accounts designed for real life — no hidden fees, competitive rates, and tools that help you reach your goals faster.
Whether you're spending, saving, or planning ahead, we have an account built for the way you live.
No monthly fees, no minimum balance, and access to 60,000+ fee-free ATMs nationwide.
Grow your money faster with one of the most competitive rates in the country.
Lock in a guaranteed return with flexible terms from 6 months to 5 years.
Powerful tools that put you in complete control of your money.
Deposit checks in seconds with a photo from your phone.
Instant notifications for every transaction on your account.
Freeze and unfreeze your card instantly from the app.
Move money to anyone in minutes with Zelle® built in.
Round up purchases and grow savings without thinking.
You're never responsible for unauthorized transactions.
Set savings goals, automate transfers, and watch your balance grow with a 4.30% APY — more than 9x the national average.
Open an accountNo paperwork, no branch visit. Get set up in under 10 minutes.
Open your account online with just your ID and a few details.
Transfer funds, set up direct deposit, or deposit a check.
Spend, save, and manage everything from one secure app.
Deposits are FDIC insured up to $250,000. We use bank-grade 256-bit encryption, biometric login, and continuous fraud monitoring to keep your account safe.
Join over 4 million members who trust First Meridian Trust with their everyday banking.